Updates

Insurance Dictionary in Menu

First of all, the most important thing we need to change in regards of accessibility is adding a hyperlink to the Insurance Dictionary page. The hyperlink can be added in the hover menu of the About option. Adding the dictionary page here will allow users to sipmly hover through menu and select the option rather than going the current process which is very flawed. Here is what the About hover menu would look like.

Terms in Coverage Policy

Policy Coverages	Coverage Amount	Cost
Bodily Injury Liability If you are responsible for a car accident that causes bodily injury to others, bodily injury liability coverage helps pay for the medical expenses of the people (not including you) harmed in the accident. Most states have laws that require you to have bodily injury liability coverage on your car insurance policy.	100,000 / 300,000	$168.00
Property Damage Liability Property damage liability coverage is part of a car insurance policy. It helps pay to repair damage you cause to another person's vehicle or property. Property damage liability coverage is required by law in most states.	100,000	$476.00
Medical Expense If you are hurt in a car accident, this coverage pays for your medical expenses, even if you were found at fault. It also covers injuries suffered by other passengers, as well as any funeral expenses.	5,000	$26.00
Tort Tort, in an insurance capacity, means that the at-fault party can be held responsible for the damages or injuries they caused. If the driver or their insurance company does not pay you for the damages, tort permits you to sue.	Limited Tort	Included
Underinsured Motorists Bodily Injury Let’s say you’re hurt in an automobile accident that was caused by another driver. Ideally, their bodily injury liability policy would have you covered. But what happens if the driver’s policy limits are not high enough to cover the damages to your car, or your injuries? That’s where your underinsured motorist bodily injury coverage kicks in.	100,000 / 300,000	$27.00
Uninsured Motorists Bodily Injury Similar to underinsured motorist bodily injury coverage, this coverage comes into play when you’re injured in an auto accident caused by someone else. The difference is that the driver either has no insurance or committed a hit-and-run. Because they were at fault and have no insurance to help cover your medical expenses, uninsured motorist bodily injury coverage protects you from having to pay those expenses out of pocket.	100,000 / 300,000	$2.00

Terms Throughout the Website

Snippet of the current website

Your Coverage Needs

Since 1925, Insurance Co has been providing drivers in Pennsylvania with auto insurance coverage that has dozens of extra auto policy features (many at no additional cost to you) and flexibility that lets you customize your auto policy to best fit your needs.

As a driver in Pennsylvania, you may need:

Bodily injury liability
Property damage liability Property damage liability coverage is part of a car insurance policy. It helps pay to repair damage you cause to another person's vehicle or property. Property damage liability coverage is required by law in most states.
First party benefits
- Medical expenses If you are hurt in a car accident, this coverage pays for your medical expenses, even if you were found at fault. It also covers injuries suffered by other passengers, as well as any funeral expenses.
- Income loss Loss of income insurance will help pay for specific continuing expenses that are covered under the policy, which could include payroll, taxes or mortgage payments. This may also help replace any net losses you may accrue and cover your relocation or advertising fees if you must move to a temporary or new location.
- Funeral loss is a type of whole life insurance policy designed to cover your funeral, burial, and other end-of-life expenses. Given the high cost of funerals, having a burial insurance policy can help relieve any costs your loved ones face due to your passing.
- Accidental death An accidental death and dismemberment (AD∓D) insurance policy or rider includes coverage for certain accidental injuries (as well as accidental death), while standard life insurance only pays out for death.
Uninsured motorist bodily injury (stacked or unstacked)
Underinsured motorist bodily injury (stacked or unstacked) Let’s say you’re hurt in an automobile accident that was caused by another driver. Ideally, their bodily injury liability policy would have you covered. But what happens if the driver’s policy limits are not high enough to cover the damages to your car, or your injuries? That’s where your underinsured motorist bodily injury coverage kicks in.
Comprehensive
Collision